What are Payday Loans?

Payday loans are a facility where you are able to borrow up to $1500 (from IMF Loans and its lender partners) over a relatively short period of time, usually before your next payday. These types of loans should only be used in emergencies. If you find yourself needing one each month then please try to stop the cycle and consider a longer-term option.

IMF Loans provide payday loans online, so your application, credit checks, affordability checks and bank checks are all done online. Once we or our lenders have reviewed your application you’ll usually sign your contract electronically and the funds could be with you within an hour or 2.

We are a direct lender and a broker who focus on assisting people with bad credit, however, all credit histories are welcome too.

We have helped thousands of customers in the U.K to date and that number is growing.

If you require a payday loan then you have found the right place.  Our process is quick and very straight forward.

Our checks are done from the details you give to us along with a soft credit check to identify who you are. We don’t put any phone calls into you or your employer.

Out soft credit check does not affect your credit score.

Are Payday Loans Secure?

Yes, they are safe and secure, especially here at IMF Loans, we only cross-reference your information with the credit reference agencies just to prevent fraud on your behalf.

– we have a safe and secure application process

– your personal and sensitive details you share are fully encrypted

– we never share or information externally to third-party companies without your permission first

I’m in Debt What Shall I do?

Payday loans online are not a long-term solution – if you are in financial difficulties and need advice, please visit: https://www.moneyadviceservice.org.uk/en